Fees
What consultations typically cost
Fees are fixed or scoped before you book. Pricing below is informational guidance—not an online checkout.
| Consultation | Typical fee basis | Guidance |
|---|---|---|
| Personal Financial Review | Fixed fee for two sessions + written plan | From £320 |
| Mortgage & Remortgage Advice | Fixed fee for suitability meeting and follow-up | From £280 |
| Retirement Income Planning | Fixed fee across a three-meeting map | From £450 |
| Business Owner Wealth Counsel | Scoped after introductory call | Quote based on complexity |
What shapes a quote
Households with multiple properties, overseas income, or several pension pots may need more preparation time. Business owner engagements depend on company structure, year-end timing, and whether we meet your accountant jointly.
Deposits and timing
We usually request a 50% booking deposit to hold the appointment diary, with the balance due when the written summary is delivered. Introductory discovery calls of up to twenty minutes are complimentary and do not create an advice relationship.
What fees do not cover
Lender arrangement fees, product charges, accountant invoices, and legal drafting sit outside our consultation fees. Where a product is arranged through a third party, any commission or fee from that party is disclosed in writing before you proceed.
Ask for a fee note