Terms of use
These terms apply to visitors of dataflowops.digital and to people who enquire about consultations with Elm & Sterling Advice.
Acceptance
By using this website you agree to these terms. If you do not agree, please stop using the site. Enquiries submitted through our forms are invitations to discuss a possible engagement; they do not create an advice relationship until we confirm scope in writing and you accept a fee note.
Our services
Elm & Sterling Advice provides UK financial advice and consulting consultations as described on this site. Website content is general information only and is not personalised advice. Regulated advice is delivered only within a confirmed engagement.
Intellectual property
Text, branding, and design on this site belong to Elm & Sterling Advice or its licensors. You may view and print pages for personal reference. You may not copy substantial portions for commercial use without written permission.
Accuracy and updates
We take care with published guides and fee guidance, yet tax rules, lender criteria, and pension regulations change. Information may become outdated. Always verify current rules before acting, and seek a personal consultation where decisions carry material risk.
Liability
To the fullest extent permitted by law applicable in Great Britain, we are not liable for loss arising from reliance on general website content alone. Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under GB law.
Third-party links
Links to lenders, government resources, or professional directories are provided for convenience. We are not responsible for their content or privacy practices.
Governing law
These terms are governed by the laws of the United Kingdom as they apply in Great Britain, including Northern Ireland where our office is located. Courts of Northern Ireland or other competent GB courts may hear disputes, subject to mandatory consumer protections.
Contact
Questions about these terms: hello@dataflowops.digital or +44-2-793-2330. Postal address: 90088 Geo Orchard, Sporer-under-Crooks, Northern Ireland, United Kingdom.