Consultation
Personal Financial Review
A structured consultation that maps income, outgoings, protection gaps, and near-term goals into a written plan you can act on.
From £320 Typical fee for a two-session personal review
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Our flagship Personal Financial Review is for households who want regulated UK financial advice without sales theatre. You bring the paperwork of real life—payslips, pension statements, mortgage offers, childcare costs—and we turn it into a written order of priorities.
The review suits people facing a decision within the next twelve to eighteen months: buying a home, changing jobs, consolidating pensions, or simply tired of guessing where surplus income should go. We work from Sporer-under-Crooks and meet clients across Northern Ireland and further afield by video.
Who it is for
Households and individuals in Northern Ireland and across the UK who want clarity before making money decisions
What is included
- Discovery call to confirm the consultation is a fit
- Document checklist covering income, debts, pensions, and protection
- Two structured meetings (online or at our Northern Ireland office)
- Written summary of priorities, gaps, and next steps within 10 working days
- One follow-up email exchange to clarify the written plan
What is excluded
- Ongoing discretionary investment management
- Tax return preparation or legal drafting
- Mortgage broking without a separate engagement
How it unfolds
- Preparation. You gather payslips, statements, and a note of near-term goals such as a house move or school fees.
- First session. We map cashflow, protection, and savings against those goals.
- Second session. We refine priorities and agree what to action first.
- Written plan. You receive a plain-English summary you can share with a partner or accountant.
Duration: Two sessions of 75–90 minutes, plus a written summary within 10 working days
Delivery: Meetings by video or at 90088 Geo Orchard, Sporer-under-Crooks, Northern Ireland, United Kingdom.
Pricing basis: Fixed fee quoted before you book; typically from £320 for a standard household review. Complex estates or multiple properties are scoped separately.
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